FetchDue vs Trove

Most of this category schedules reminders on a timer. Trove doesn’t — it varies its wording with AI, reads what comes back and writes to your ledger, which is most of what FetchDue does. So this comparison can’t lean on “agent versus scheduler,” and it can’t lean on price either. What actually separates them is who each one is shaped for, and who presses send.

What Trove is

Trove is credit control software for small businesses. It automates chasing on overdue invoices, uses AI to vary the language so the third reminder doesn’t read like the first, routes each chase to the right contact and watches for bounces, sorts customers into different chasing workflows, drafts replies automatically and updates the accounting system behind them. A Kanban board gives a team shared visibility of what’s outstanding. It syncs with Xero, FreeAgent, Stripe and NetSuite, and it says setup takes about fifteen minutes.

Its homepage gives a from-price of £50 a month with a 30-day free trial. There’s no pricing page behind that number — trove.works/pricing returned a 404 when we checked on 1 August 2026 — so what the tiers above the entry plan look like isn’t published. Trove’s trial runs 30 days, and it is worth taking.

What FetchDue is

The same loop, narrowed to one buyer: the agency owner who is also the collections department, and whose client relationships are personal enough that a wrong-sounding email costs real money.

The chase goes out from your mailbox — your own Microsoft 365 account, drafted in your voice, not sent from a platform address on your behalf.
You approve every send. The agent only ever produces drafts. Trove’s material describes replies being drafted automatically; ours never reaches a client until you’ve read it.
When a client replies, the agent acts on it: a request to split becomes a drafted installment plan, a promise to pay gets tracked against its date and chased if it slips, a dispute comes straight to you.
Late fees are applied firmly and clamped to your US state’s legal ceiling — a rule that only makes sense for a US business, which is the point.
It syncs QuickBooks, Xero and Stripe, and you can start free without talking to anyone.
Pro is $5/month flat.

Choose Trove if…

You’re a UK small business — the price is in pounds and FreeAgent is a first-class integration.
You want the tool to answer routine replies without you in the loop, rather than holding each one for approval.
More than one person works the outstanding list and a shared board is how you’d run it.
You want a 30-day trial before deciding.

Choose FetchDue if…

You’re an agency owner and the chase has to come from your address, in your words, because you personally own the relationship it’s risking.
You want to read every message before a client does.
You’re invoicing in dollars and want late fees that respect your state’s ceiling.
You want the whole price published, not just the number it starts at.

The rules-based names in this shortlist are Chaser and Paidnice — see FetchDue vs Chaser and FetchDue vs Paidnice. The other agent in the category is Paraglide, built for finance teams rather than owners — FetchDue vs Paraglide. Or read how the agent actually works and the full best invoice chasing software for agencies roundup.

Common questions

How much does Trove cost? Trove's homepage gives a from-price of £50 a month with a 30-day free trial. There's no pricing page behind it — trove.works/pricing returned a 404 when we checked on 1 August 2026 — so the plan structure above that entry point isn't published. FetchDue Pro is $5/month flat. The two figures are in different currencies; compare them at whatever rate applies on the day.

What's the difference between Trove and FetchDue? Less than you'd expect on features, and quite a lot on shape. Both use AI to vary the wording, read what comes back and write to the ledger. Trove is credit control for small businesses generally — a shared Kanban board of outstanding invoices, reminders routed to the right contact, replies drafted automatically. FetchDue is built for one agency owner: the chase leaves your own Microsoft 365 mailbox in your voice, and nothing sends until you've read it.

Is FetchDue a Trove alternative for a US agency? That's the clearest case for it. Trove's integration list leads with Xero and FreeAgent and its price is published in pounds, which fits a UK small business. FetchDue syncs QuickBooks, Xero and Stripe, prices in dollars, and clamps late fees to the legal ceiling in your US state. If you're a UK business that wants the tool to handle replies without you in the loop, Trove is the better fit.

The fastest way to compare is to watch the agent work a real overdue book. See the live demo →